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Month: August 2012

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  • 2012
  • August
Faith and Photography

Faith and Photography

by Stanley LearyAugust 21, 2012September 1, 2025

Kiplinger just "...analyzed the jobless rates and salaries for graduates with the 100 most popular majors to come up with our list of the ten worst values in college majors." The research they did was…

The client is the one paying you.

The client is the one paying you.

by Stanley LearyAugust 12, 2012March 30, 2026

A person, not a company, hires you. One of the most important things to understand is this: a person hires you—not a company. If John Smith hires you to photograph a project while working at…

Camera Insurance for College Students

Camera Insurance for College Students

by Stanley LearyAugust 9, 2012September 1, 2025

A few days ago, I posted a blog about camera insurance. It was inspired by what happened to some of my friends covering the Olympics in London. A few days later, I realized that there…

Camera Insurance

Camera Insurance

by Stanley LearyAugust 1, 2012September 1, 2025

I woke up to sad news this morning, that two of my friends were robbed in London in the basement of a church behind two locked doors. All of their camera gear was stolen. Dennis…

August 2012
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6 responses to “Camera Insurance”

  1. John Avatar
    John
    August 7, 2012

    Totally agreed about state farm. Was with them for years, got the policy that my agent assured me would cover everything–all equipment, liability, data loss, etc. Several years without incident, and then had a RAID array crash. Agent told me sure of course it's covered…let me find a recovery place, get everything sent out, then saw the $2500 recovery bill and decided they weren't going to cover it after all. Stay far away from state farm!

  2. John Avatar
    John
    August 7, 2012

    Totally agreed about state farm. Was with them for years, got the policy that my agent assured me would cover everything–all equipment, liability, data loss, etc. Several years without incident, and then had a RAID array crash. Agent told me sure of course it's covered…let me find a recovery place, get everything sent out, then saw the $2500 recovery bill and decided they weren't going to cover it after all. Stay far away from state farm!

  3. Phil Hoyt Avatar
    Phil Hoyt
    August 7, 2012

    That is interesting, I really don;t make money off of my gear so I just got a beefy home insurance plan. I should look into something more.

  4. Phil Hoyt Avatar
    Phil Hoyt
    August 7, 2012

    That is interesting, I really don;t make money off of my gear so I just got a beefy home insurance plan. I should look into something more.

  5. Anonymous Avatar
    Anonymous
    August 7, 2012

    Other things to keep in mind: does the insurance cover outdoor/on-location photography? Some policies do not and will only cover studio. My insurance company told me that if I have a website showing my work (even with no income) it is a business.

  6. Anonymous Avatar
    Anonymous
    August 7, 2012

    Other things to keep in mind: does the insurance cover outdoor/on-location photography? Some policies do not and will only cover studio. My insurance company told me that if I have a website showing my work (even with no income) it is a business.

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