Pricing depends: Full-time or Part-time

Reading Time: 4 minutes

I get this question all the time:
“How much should I charge for my photography?”

I teach classes that help students understand pricing each year. I’ve noticed that many students simply copy each other’s numbers instead of doing the math for themselves, which is a big mistake.

There are a few dangerous myths about pricing your work. Let’s break them down.


Myth #1: Everyone’s Situation Is the Same

People say they know everyone’s situation is different, but then they go online, see what others charge, and copy those prices.

Here’s a typical example:
A new wedding photographer sees that most people in the area charge $2,500 per wedding. They look at what’s included—prints, a photo book, maybe an online gallery—and figure, “I can do all that and still make money,” so they charge the same amount.

They often don’t realize those photographers may be losing money or barely breaking even. Learning whether your pricing works takes time (and frequently a few financial hits).

Hawaii Tropical Botanical Garden

Myth #2: Better Work = Higher Prices

Many photographers think that the better your work, the more you can charge. Unfortunately, it doesn’t work like that in the real world.

Let me explain it with a business concept: Return on Investment (ROI)

Here’s the formula:

ROI = (Net Profit / Investment Cost) × 100

Example:
If you spend $1,000 on marketing and make $1,500, your ROI is 50%.
You earned 50 cents for every dollar you spent.

In photography, better quality doesn’t always lead to better ROI. A real-world example: Sports teams often need basic photos for websites or media guides. A high school doesn’t need a Sports Illustrated-level photo—they need one that works. The incredible image might be admired, but it won’t necessarily generate more revenue for the school.

Even at the professional level, the value of a photo often depends more on who’s in it than how technically perfect it is. A great action shot of an MVP might sell. The same quality image of a benchwarmer? Probably not.

So yes, quality matters—but it’s not the only thing that matters.

Honu’apo Bay, The Big Island of Hawaii


Myth #3: New Photographers Should Charge Less

I hear this mostly from students:
“I’m still in school, so I should charge less.”

But here’s the truth: Clients look at your work first, not your resume. They’ll hire you if they like what they see and your price fits their budget.

The only time being a student matters is when the client is looking for a bargain and thinks hiring a student is a way to save money.

Experience does help in some cases. But sometimes clients prefer a fresh perspective over someone with decades of experience. There’s room for both.

Clients really care about whether your photos look like what you say you can deliver.


So… What’s Your Situation?

Before you can price your work correctly, you need to know where you stand and what you want.

Here are the three main types of photographers:

1. Hobbyist

You love photography but don’t plan to make it a career.

  • Some hobbyists fund their gear and give away photos just for fun or access.
  • Others try to offset the equipment cost by charging a little for their work.

2. Part-Time Photographer

You have a primary job but shoot gigs on the side.

  • Teachers who shoot weddings in the summer.
  • Professionals who do editorial work in their field, like scientists contributing to National Geographic.

3. Full-Time Photographer

You make your living entirely from photography.

If you want to move from hobbyist or part-time to full-time, you must price accordingly.

Balloon Ride in North Georgia

Want to Go Full-Time? Here’s How to Start

If you’re serious about going full-time, you need to do three things:

  1. Know Your Budget.
    Use tools like Excel’s “Household Budget” or free resources like Kiplinger’s online budget worksheet:
    http://www.kiplinger.com/tools/budget/
  2. Know Your Business Expenses.
    It all adds to gear, insurance, marketing, software, and subscriptions.
  3. Estimate Your Workload.
    How many shoots do you think you’ll realistically book in a year? Start small and base your estimates on real jobs you’ve already done, even on the side.

Once you have those three numbers—your budget, business costs, and potential jobs—you can figure out what you need to charge to go full-time.

Myth #4: “I’ll Figure It Out Later”

Many photographers tell themselves they’ll figure out pricing once they’re “ready.” But that kind of thinking can delay or even sabotage your success.

Here’s a little secret: Many full-time photographers don’t create mind-blowing work.
So, how do they stay in business?

They know their numbers.
They understand what it costs to run their business and what they need to earn. They stick to their pricing and don’t discount out of fear. They don’t work for free or less than cost.

When you’ve done the math, you’ll have the confidence to say,
“This is my price.”
And you’ll know you’re running a sustainable business, not just chasing your passion.


Which kind of photographer are you today?
And more importantly, where do you want to go?

Pricing isn’t just about numbers. It’s about clarity, confidence, and building the kind of career—or hobby—you want.